Welcome to my website. I look forward to putting our mortgage services to work for you!
About Michael
The way I do business is very simple….I measure twice and cut once. This means I take the time to meet with every one of my borrowers to learn their goals and expectations. Every borrower is different and I use my expertise and knowledge to cater a loan that best fits each borrower’s lifestyle. Communication is vital to the way I do business. My team and I keep all our borrowers up to date on a weekly basis making it possible to always hit our targets.
Take a look at the video below to learn more about us:
This is not a commitment to make a loan. Loans are subject to borrower and property qualifications. Contact loan officer listed for an accurate, personalized quote. Interest rates and program guidelines are subject to change without notice.
MLB Residential Lending is an Equal Housing Lender.
NMLS# 1101220.
Home builder confidence in national housing market conditions rose one index point for a reading of 68 in October. Readings over 50 indicate that most builders are confident about market conditions. Rolling three-month averages showed mixed results. The Northeastern region gained three points for an index reading of 57; the Midwestern region lost two index points with a reading of 57 and the Southern region posted a gain of one point with a reading of 70. The Western region held steady at 74. Readings for sub-categories of the Housing Market index showed a one-point gain to 74 for current … [Read More...]
Last week's economic reports included readings on home builder confidence,sales of pre-owned homes and housing starts. The Commerce Department also issued a report on building permits issued; weekly reports on mortgage rates and first-time jobless claims were also released. Homebuilder Confidence Rises One Point The National Association of Home Builders reported a reading of 68 for October,which surpassed August's reading of 67. Any reading over 50 indicates most home builders are confident about housing market conditions. Builders cited ongoing headwinds including higher prices for … [Read More...]
In some parts of the country, it has already started snowing! But, even if you live in an area with a moderate climate, your lawn and garden are about to take a "winter break." Here are 3 tips to assure that your yard will not only survive the winter, but flourish during the dormant season. They'll assure that your landscape will greet spring full of life and beauty. Fertilize The Lawn As Recommended Most types of grass and landscape plants have a kind of built in "alarm clock" that helps them prepare for the changing seasons and the onset of winter. Many lawns, though, benefit greatly … [Read More...]
Reality TV shows about house flipping make it look easy. But behind every lucrative renovation project, there are factors that impact profitability such as buying price, labor costs, unforeseen setbacks and perhaps most importantly, location. There is no escaping the old real estate adage of "location, location, location." Home-flipping entrepreneurs must take into account whether polishing up a blighted building is in a viable resale neighborhood. One of the location factors some house flippers are following is the trend in tech jobs. Because the tech industry does not necessarily rely on … [Read More...]
Robert Frost once wrote that "Good fences make good neighbors." The poet was not referring to people bonding over the task of mending fences. Rather, defined boundaries are an important facet of neighborly relationships. Without clearly defined property lines and rights, otherwise good people too often become embroiled in land disputes. That's why a basic knowledge about easements and right of ways can help property owners maintain a working friendship with people whose land abuts yours. These are four of the important elements about easements and right of ways you should know. 1: Types Of … [Read More...]
Recent medical school graduates, saddled by high student loan debt, sometimes have a hard time qualifying for a first mortgage. Now, however, a growing number of lenders will consider future earnings potential of high earners in the medical profession as a way to offset high debt ratios. But specialty mortgages for young physicians aren't the only unique loans available today. Nationwide, there are a number of unique programs designed to help first-time buyers qualify for a mortgage loan. While some target specific professions, others are open to a wider range of applicants. They are … [Read More...]
Last week's economic reports included releases on inflation, consumer sentiment. Weekly readings on mortgage rates and new jobless claims were also released. Inflation and Consumer Sentiment Dip The Commerce Department reported slower growth in inflation for September. The Consumer Price Index for September showed a growth rate of 0.10 percent. Analysts projected a reading of 0.20 percent growth, which was based on August's reading of 0.20 percent. This was the sixth consecutive month-to-month increase in the inflation rate. Year-over-year, inflation has grown 2.30 percent as compared to the … [Read More...]
The struggle to achieve the American homeownership dream often feels like it happens in a vacuum. Everyday people work hard, save money and polish up their credit to get a low mortgage rate. But there are powerful forces at work that are far beyond each person's control. And until recently, the gap between American wage growth and rising home prices was widening. According to data coming out of the U.S. Department of Labor, unemployment recently hit a 49-year low and wages are enjoying the greatest uptick in nearly a decade. That is good news for prospective home buyers. American Wages On The … [Read More...]
